Get Your FREE Credit Report Online in a Matter of Seconds
Here's your opportunity to check your credit history, clear up discrepancies, and check for fraud and abuse -- FREE. Simply click the button below, and we'll send you a FREE instant credit report. You'll get a truly comprehensive overview of your entire credit history -- plus your credit scores.
Because lenders usually check credit reports it's critical that you know exactly what all three are saying about your credit. Thanks to our clear, easy-to-read, full color graphics, you'll be able to compare information at a glance and catch discrepancies easily.
When you click the button below, we'll also sign you up for a FREE 30-day trial of Credit Nexus Credit Monitoring, featuring weekly personalized reports conveniently delivered directly to your email inbox. It's the easiest, fastest and most accurate way to keep track of your credit history, nip inaccuracies in the bud, and stay on the alert for fraud and identity theft.
Why You Need Your Credit Report
Without your credit report in your hands, you are stumbling blind down the perilous road of credit. Your credit report is the window lenders look into to see how you handle your personal finances. This report can mean the difference between loan approval and loan denial; high interest rates and reasonable interest rates; thousands of your hard-earned dollars are literally at stake.
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Creditors have this one option available to them to determine whether or not to approve you, and they sure use it. More and more businesses and employers are finding the advantages to a credit check before doing business with or employing you. Even insurers will now pull prospective customer’s credit reports before approving a policy. Your credit report is paramount to you getting the next job you want, the insurance to protect your assets, and the money you need to run your life. By requesting your credit report, you will instantly be able to see what these companies are reading about you. Make the decision to go on the “credit offensive” by getting your credit report and repairing the damage that is dragging down your score.
What You Can Start Doing With Your Credit Report Today
From the moment you receive your instant credit report, you will have the single best tool against bad credit in your hands and ready to go. With your credit report you can start taking the following actions to put your credit on the fast track to better credit ratings:
Check for errors. Most credit reports contain errors, the credit reporting bureaus themselves admit this. With your credit report in hand you can identify accounts which do not belong to you. Actions against you that have been improperly reported such as late or completely missed payments can be found and disputed. Once disputed successfully, these misreported items will be removed by the credit reporting agencies, increasing your credit profile. Get your report, find the errors, and fix them.
Add accounts which are not reflected in your credit profile. Many lenders fail to report your good accounts when they should. These accounts will increase your credit score dramatically when present. Check for missing accounts and contact your lender to request they start reporting them to the credit bureaus.
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Avoid costly identity theft. With identity theft on the rise across the United States, you need to protect yourself. The best protection against identity theft is being informed of what is contained in your credit report. When you see accounts you did not authorize, you can use the information provided in your credit report to contact the lender immediately. Also with credit monitoring included, you will be notified when new fraudulent accounts are being opened in your good name.
It’s All Included in Just One Click
You get all this -- your personal credit report, credit scores, and Credit Monitoring -- absolutely FREE. Once you've seen for yourself how helpful and eye-opening Credit Monitoring is, we're sure you'll want to continue with your subscription. But of course, there's absolutely no obligation. Whether you decide to continue or not, the online free credit reports and credit scores are yours to keep.
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