Trans Union Credit Report

A Trans Union credit report is credit information provided by one of the three major credit reporting agencies. A Trans Union credit report does not provide a credit rating, individual lenders and companies have their own standards. Nor does Trans Union accept or deny an application for credit. As a credit information bureau, the sole purpose of a Trans Union credit report is to provide sellers and lenders with the information they need to make credit and other decisions regarding a specific individual.

A Trans Union credit report does not provide your credit scores to those viewing a credit report, nor do they provide information about medical history. What they do provide is data pertaining to credit history, identifying information, information from public records, and a listing of those who have requested the credit report. A Trans Union credit report can be obtained easily via the Internet, along with a variety of personal credit and business credit related services.