Equifax Credit Report
This is a credit report from one of the three major credit reporting agencies. Equifax is based in Atlanta, Georgia and is easily accessed via the Internet.
An Equifax credit report can be obtained online through the Equifax site, as can a variety of both personal and business credit report services.
An Equifax credit report is used by lenders and others, in addition to those of the other two major credit reporting agencies, to make lending and credit decisions on a variety of consumer requests. Aside from the obvious uses in determining credit worthiness for credit cards, mortgages, and car loans, the information from the Equifax report will be used by some utility companies, student loan providers and insurance providers and even by potential landlords.
Having a current, up-to-date Equifax report can be a valuable tool in helping a consumer to keep a close watch on their credit status, preventing any credit reporting errors having a long-term effect on credit status.